About 31 Cottage Street
Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!
Features of 31 Cottage Street
| MLS® # | 1032198 |
|---|---|
| Price | $425,000 |
| Bedrooms | 4 |
| Bathrooms | 2.00 |
| Full Baths | 2 |
| Acres | 0.17 |
| Year Built | 1930 |
| Type | Residential |
| Sub-Type | Duplex |
| Style | Cape Cod, Mediterranean |
| Status | Active |
Community Information
| Address | 31 Cottage Street |
|---|---|
| City | Monticello |
| County | Sullivan County |
| State | NY |
| Zip Code | 12701 |
Amenities
| Utilities | Cable Available, Electricity Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected |
|---|---|
| Parking Spaces | 4 |
| Parking | Driveway, Garage, Parking Lot |
| # of Garages | 1 |
| View | City |
| Is Waterfront | No |
| Has Pool | No |
Interior
| Interior | Combination, Hardwood |
|---|---|
| Interior Features | First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Original Details, Storage |
| Heating | Oil, Steam |
| Cooling | Multi Units |
| Has Basement | Yes |
| Basement | Full, Unfinished |
| Fireplace | No |
Exterior
| Exterior Features | Garden |
|---|---|
| Lot Description | Cleared, Front Yard, Garden, Near Public Transit, Near School, Near Shops |
| Construction | Frame, Stucco |
School Information
| District | Monticello |
|---|---|
| Elementary | George L Cooke School |
| Middle | Robert J Kaiser Middle School |
| High | Monticello High School |
Additional Information
| Date Listed | August 5th, 2026 |
|---|---|
| Days on Market | 46 |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | Resort Realty |
|---|

