31 Cottage Street, Monticello, NY

$425,000

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4

Beds

2

Baths

0.17

Acres

About 31 Cottage Street

Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!

Features of 31 Cottage Street

MLS® # 1032198
Price $425,000
Bedrooms 4
Bathrooms 2.00
Full Baths 2
Acres 0.17
Year Built 1930
Type Residential
Sub-Type Duplex
Style Cape Cod, Mediterranean
Status Active

Community Information

Address 31 Cottage Street
City Monticello
County Sullivan County
State NY
Zip Code 12701

Amenities

Utilities Cable Available, Electricity Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected
Parking Spaces 4
Parking Driveway, Garage, Parking Lot
# of Garages 1
View City
Is Waterfront No
Has Pool No

Interior

Interior Combination, Hardwood
Interior Features First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Original Details, Storage
Heating Oil, Steam
Cooling Multi Units
Has Basement Yes
Basement Full, Unfinished
Fireplace No

Exterior

Exterior Features Garden
Lot Description Cleared, Front Yard, Garden, Near Public Transit, Near School, Near Shops
Construction Frame, Stucco

School Information

District Monticello
Elementary George L Cooke School
Middle Robert J Kaiser Middle School
High Monticello High School

Additional Information

Date Listed August 5th, 2026
Days on Market 46
Short Sale No
RE / Bank Owned No

Listing Details

OfficeResort Realty

Listing Map

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