187 Lake Road, Berne, NY

$489,000

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4

Beds

Baths

2,584

Square feet

3.40

Acres

About 187 Lake Road

Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

Features of 187 Lake Road

MLS® # 20262184
Price $489,000
Bedrooms 4
Bathrooms 2.50
Full Baths 2
Half Baths 1
Square Footage 2,584
Acres 3.40
Year Built 1978
Type Residential
Sub-Type Single Family Residence
Style Contemporary
Status Pending

Community Information

Address 187 Lake Road
Area Berne
City Berne
County Albany
State NY
Zip Code 12023

Amenities

Utilities Propane
Parking None
# of Garages 2
View Trees/Woods, Water
Is Waterfront Yes

Interior

Interior Features Cathedral Ceiling(s)
Appliances Washer/Dryer, Refrigerator, Range, Oven, Dishwasher
Heating Pellet Stove, Propane, Zoned
Cooling None
Has Basement Yes
Basement Full, Unfinished
Fireplace Yes
# of Fireplaces 2
Fireplaces Living Room, Wood Burning Stove
Stories Two

Exterior

Exterior Wood Siding
Exterior Features Outdoor Shower
Lot Description Landscaped, Level, Many Trees, Private, Sloped, Views
Roof Asphalt, Metal, Shingle
Construction Wood Siding
Foundation Block

School Information

District Berne-Knox-Westerlo Central School District

Additional Information

Date Listed May 7th, 2026
Days on Market 103
Zoning residential
Short Sale No
RE / Bank Owned No
HOA Fees 85
HOA Fees Freq. Annually

Listing Details

AgentJillian Breck
OfficeHoward Hanna Capital, Inc.

Listing Map

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